Fwd: Day 02: Step #2, Preparing Your Budget

---------- Forwarded message ---------
From: No Reply | Live and Invest Overseas <noreply@techmail.liveandinvestoverseas.com>
Date: Tue, Jan 4, 2022 at 1:46 PM
Subject: Day 02: Step #2, Preparing Your Budget
To: <stevescott@techacq.com>

Figuring Your Net Worth   Dear Student, Yesterday, you took stock of who you are. By now you should have completed your "Know Yourself Questionnaire." (If you haven't yet… take time to do it now. This is an all-important first step.) Once completed, you can set your "Know Yourself Questionnaire" aside. We're going to return to it in Step #3. Right now, though, today, now that we've taken stock of who you are, we're going to take stock of what you own. First, some context. At this getting-started stage of your go-overseas adventure, you may be wondering: How much money do I need to move to a new country? But that's not the question you should be asking yourself. The question you should be asking yourself is: How much money do I have to to move overseas? What you need to figure, before you can begin shopping for the overseas haven that's right for you, is how much haven you can afford. Specifically, the easiest way to approach this is to calculate what your nest-egg amounts to on a monthly basis. The minimum amount you're going to need to be able to move overseas and live a reasonable, comfortable life is about US$700 per month. If this is your budget, your choices are limited, but you have some good ones. And you can build out from there. If your Social Security income is less than US$700 a month, however, or if you're not of the age yet to collect it, and you have no other pension to count on, what option do you have? That's what we're going to figure out today. And here's what I recommend: Calculate how much you'd have if you sold everything. Don't be shocked. Stick with me. This is only an exercise. But I think that, once you've walked through it, you'll see the beauty of this straightforward approach. Think about it this way. If you were to liquidate every asset you own, where would that leave you? What lump sum of capital would you net? Then, next step, invested, what level of yields and dividends might that capital throw off on a monthly basis? That's how much money you have to go overseas. Longtime friends Vicki and Paul Terhorst retired in 1984 with only US$500,000. That was their total net worth, as Paul explains it, including house, cars, investments, pension funds, and so on. Considering inflation, Paul and Vicki's US$500,000 in 1984 would be about US$2 million today No, you don't need US$2 million to go overseas. But, if you don't have Social Security or pension income to support you, you need to be prepared to adjust your expectations according to the nest-egg you have. So let's start there. Tomorrow, we're going to try to predict and project what you could do with your lump-sum nest-egg capital… and then we'll work from there to think through what kind of nest-egg capital could buy you… and where. Today, though, we're going to figure what you've got to work with. I've prepared a simple spreadsheet to help you document your assets and your liabilities, so you can figure your nest-egg (otherwise known as your net worth). The spreadsheet is available here for your reference. When you look at the spreadsheet, you'll see two value columns for each line item. The first is for current values, the second for projected values. Begin by detailing the value of every asset you hold, starting with cash deposits and working your way through savings, retirement, and investment accounts and on to hard assets, such as real estate, vehicles, collectibles, coins, precious metals, antiques, jewelry, insurance policies, etc. Next, itemize your liabilities. Then balance the two to figure your current bottom line (which will show in the Current Total Net Worth cell in the spreadsheet). This is your starting point. The name of the game from here is twofold. First, you want to eliminate all debt (if possible). Then you want to move as many of your fixed and other assets up to the Current Assets cells. You do this by selling them off. Say you own a house right now that's worth US$300,000. You hold a mortgage on that house for US$150,000. For the Current calculations, you'll enter US$300,000 in the Real Estate/Primary Residence cell under Fixed Assets. Then you'll enter US$150,000 in the Current Mortgages cell under Long-Term Debt. For the Projected column, you'll remove both those entries and, instead, enter US$150,000 in the Projected Cash in Bank cell under Current Assets. In other words, for everything that you liquidate (and therefore move from the Current Fixed or Other Assets categories to the Current Assets category), you're going to reflect the proceeds as Projected Cash in Bank. This does not mean that all proceeds from all asset sales and liquidations will sit forever in a bank account. However, for our purposes at this point, we want to see what you've got to work with. We'll talk a little tomorrow about what you might do with your lump-sum nest-egg capital. Today, though, again, we just want to find out what that lump-sum nest-egg capital amounts to. Make your best estimations, asset by asset, using current market valuations (for gold or other precious metals, for your car, for jewelry that you'd be willing to sell, etc.) as best as you're aware of them. In other words, while the column is titled Projected, this does not mean projected values at some date in the future. It means projected current values if you were to sell today. Step #2, Day 2 Assignment: Your Live-Overseas Nest-Egg Net-Worth Calculator This is your assignment for today, Day 2 of our program. Take the time now to itemize your current assets and holdings, along with your current liabilities and debts. Then imagine that you convert all (or nearly all) of your non-liquid assets to cash. Tomorrow, we'll begin thinking through how that nut might buy you the life overseas you're dreaming about. Until then, Kathleen Peddicord Your New Life Overseas Coach P.S. Remember, we're standing by, as we will be throughout all 52 days of this program, to answer any questions and to help any way we can. Reach us anytime at 52Days@LiveandInvestOverseas.com. Copyright © Live and Invest Overseas. All Rights Reserved. Protected by copyright laws of the United States and international treaties. This newsletter may be used only pursuant to the subscription agreement and any reproduction, copying, or redistribution (electronic or otherwise, including on the World Wide Web), in whole or in part, is strictly prohibited without the express written permission of the publisher, Live and Invest Overseas, Calle Alberto Navarro, Casa No. 45 (El Cangrejo), Panama, Republic of Panama. This email was sent to provide you with a publication you have purchased from Live and Invest Overseas. Please note that if you unsubscribe using the link below, you will not receive future updates for this product. As a Live and Invest Overseas customer, you are entitled to free updates for one full year from the date of purchase. Please contact CustomerService@LiveandInvestOverseas.com for any questions or requests.

Fwd: Week 22.01 This is The Year to Live

---------- Forwarded message ---------
From: Scott Osman <the100newsletter@substack.com>
Date: Tue, Jan 4, 2022 at 1:21 PM
Subject: Week 22.01 This is The Year to Live
To: <stevescott@techacq.com>

Last Saturday morning, the first morning of the new year, I was in the kitchen cleaning up from the night before. We had two friends over for dinner, but we like variety in our meals, so it felt like dinner for 12. It was a fun night with close friends that lasted until 2 am and included music, dancing, games, and lots of eating and drinking. And dishes. ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌

	Week 22.01 This is The Year to Live Scott Osman Jan 4 Last Saturday morning, the first morning of the new year, I was in the kitchen cleaning up from the night before. We had two friends over for dinner, but we like variety in our meals, so it felt like dinner for 12. It was a fun night with close friends that lasted until 2 am and included music, dancing, games, and lots of eating and drinking. And dishes. I am one of those people who actually likes doing the dishes. I enjoy the sound of the water, the smell of the soap, the feel of the sponge, the sight of clean dishes, and, I can admit, the taste of leftovers too good to throw away and too small to wrap or put into containers. It often reminds me of the words of my teacher, Srikumar Rao, who quotes Thich Nhat Hanh "The purpose of washing dishes is to wash the dishes." As I wrapped up the last dish, a final sweep with a drying towel, I thought, what would it mean if the purpose of living the year is to live the year? Washing the dishes to wash the dishes means that I am not focused on cleaning up, I am focusing on the action of washing, soaping, rinsing, of drying. If I were to live the year to live the year, that would mean focus on each day to live the day, each meeting to be in the meeting, each email to write the email. It would mean not thinking about my master plan, my 3-5 year goals, or even checking off my daily checklist. On the other hand, when I wash the dishes to wash the dishes, in the end, there is a clean sink and clean dishes. It is not without a plan or without intention. It starts with intention, to have clean dishes, and then becomes the act of cleaning the dishes for the sake of the act, not for the sake of having clean dishes. If I were to live this year to live this year, I can certainly have intentions for the year, and when I am doing the work of living the year, I would be present in that moment, doing that thing for the sake of doing that thing. I am intrigued by the idea of taking the simple idea of washing dishes to wash the dishes to living this year to live the year. In life and leadership, all we have is the moment we are in. Yes, we want to plan, we want to have direction, we may even want ambition. But in this new year, at this moment, all we have is the moment. If we can think about living the year to live the year, we can be more present for ourselves, the people we lead, and the people we love. Let's face it, no matter how much we may yearn for another time, this is the year we have, so this must be the year we live. Thinking about my New New Year's Resolutions (see week 21.52), I will be asking myself daily: Am I trying my best to live this year... to live this year? Smart Growth: How to Grow Your People to Grow Your Company by Whitney Johnson Growth is the goal. Helping people develop their potential—enabling them to articulate and become the self they want to be, are capable of being, and that best serves them and others in the short and long term—is what we as individuals and leaders strive toward. As individuals grow, so do organizations and societies. Growth is learning put into action—action that betters the world as we better ourselves and our small niches, both personal and professional, within it. Growth occurs when learning is internalized—when we try something new and invest the effort to move it from being something we do to something we are. pre-order now - releases Tue, Jan 11, 2022, Smart Growth: How to Grow Your People to Grow Your Company: Johnson, Whitney: 9781647821159: Amazon.com: Books USC 2022 Relevance Report Recognition of Sanyin Siang Relevance Built on Diversity and Relationships. "Her leadership evangelism is informed by the belief that everyone has an innate and instinctive gift, or superpower as she calls it. Context, community, and confidence can help us discover and hone those superpowers. And it's through the collective superpowers of a team that we can address today's complex challenges and realize unseen opportunities." She writes: at the end of the day, one of my favorite quotes from Jackie Robinson sums up relevance for me- "A life is not important except in the impact it has on other lives." Our relevance is measured in the moments of positive impact. And relevance is something we are all capable of, if we can turn the focus to one another, to the "we". READ IT HERE The Art of Following Up Graciously by Rebecca Zucker From HBR Management Tip of the Day: We've all been there: You email someone asking for a conversation, information, input, or an introduction ... and you get no response. It's frustrating, but you shouldn't jump to the conclusion that you're being ghosted. We're all juggling a lot these days, so here's how to reach out with a gentle nudge. Start with a compelling subject line. Avoid generic phrases like "Following up" or "Checking in" that are not only vague, they may also make the recipient feel bad for being slow to respond (even further delaying a reply). Instead, be more specific, for example, "Next steps on X project" or "Question on job application." Next, be mindful of your tone. Research shows emails that are slightly to moderately positive in tone have a 10 to 15% higher response rate than more neutral messages. So aim to be friendly and polite. Finally, be succinct and specific about your ask — and offer your recipient an easy out. This will give them an opportunity to save face and preserve the relationship. If you do all this and you still don't get a response, be judicious about following up again. You may need to cut your losses and move on. This tip is adapted from "How to Follow Up with Someone Who's Not Getting Back to You," by Rebecca Zucker Flashback to one year ago: Week 21.01 Check Your S Curves. Whitney Johnson's thinking is some of the most precise and profound that I have ever read. Don't get me wrong, there are many great thinkers in the 100 Coaches, and unlike my friends at Thinkers50, I am not brave enough to want to rank them. But Whitney's work is something that I find myself coming back to repeatedly, and the New Year is a great time to revisit and apply her thinking on S Curves to our lives. The S Curve is just a fact of life - it is the expression of birth, growth, and decay over time. Businesses have S Curves. The earth has S Curves. People have S Curves Quote of the week from Frank Leibowitz "I really think that musicians, probably musicians and cooks, are responsible for the most pleasure in human life." (from her Netflix show Pretend It's A City) And, as always, thank you, Marshall, for making all of this possible. With love and gratitude Scott Like Comment Share If you liked this post from The 100 Newsletter, why not share it? Share © 2022 100 Coaches Unsubscribe 548 Market Street PMB 72296, San Francisco, CA 94104

Welcome to BulawonBlogs News About Ben Roethlisberger

Welcome to BulawonBlogs

Unsubscribe from our emails

Fwd: Revealed: Our Pick For The #1 Place To Retire Overseas In 2022

---------- Forwarded message ---------
From: Kathleen Peddicord <editorial@liveandinvestoverseas.com>
Date: Mon, Jan 3, 2022 at 2:24 PM
Subject: Revealed: Our Pick For The #1 Place To Retire Overseas In 2022
To: <stevescott@techacq.com>

A Sneak Peek To The Top Places To Live And Retire Overseas In 2022 | Too Many Emails?

Revealed: Our Pick For The #1 Place To Retire Overseas In 2022 Jan. 3, 2022 Paris, France PLUS: How Difficult Is It To Bring Your Pets With You When Retiring Overseas?... Your Chance To Meet Our Editors Live And In Person In 2022... ALSO TODAY: Announcing: Registration Now Open For Our Live And Invest In Portugal Conference Taking Place Live And In Person April 20–22... Get All The Details Here... We're Bringing Belize To You... Livestream Registration Now Available Next month's Live and Invest in Belize Conference will guide you through everything you need to know about Belize... To ensure you save time and money and avoid stress and hassle. But if you're not quite ready to travel down to Belize just yet, there's no need to miss out... We've set up a livestreaming option that puts you right inside the room of our famous Conference. With the Belize Virtual Pass you'll learn the same insights as those of us on the ground—at more than 50% off the in-person rate. Head here now for more details. Dear Overseas Opportunity Letter Reader, In a matter of days, we will release our 2022 Overseas Retirement Index. This survey presents our selection of the top choices for spending time and money overseas this new year. It's the 13th such survey in our history… but this year's version features some important firsts. Here's a sneak preview… Announcing: The World's Best Place To Retire Overseas In 2022 If you've been following our publications for any time, you know that our all-time favorite overseas retirement destination for the past eight years has been Portugal. This country is pretty hard to beat. Specifically, Portugal's Algarve region checks every box on the retiree's wish list… from safe and welcoming to healthy, affordable, and great weather. That's why, again, for eight years, the Algarve has taken top billing in our annual Overseas Retirement Index. Would we ever find another location to compare or compete… we began to wonder. The Algarve is as appealing as ever… but, alas, not quite as budget-friendly. This remains one of Europe's most affordable options… but, as both the cost of living and, in particular, of real estate have risen, we were more motivated than ever this year to name a new number-one. Turns out, we didn't have to look too far… The best place in the world to live or retire overseas in 2022? That'd be Comporta, Portugal, an up-and-coming locale 90 minutes south of Lisbon in Portugal's Alentejo region. Comporta features long expanses of soft, white-gold beaches, frothy Atlantic waters, and rugged scenery. This is a land of sand dunes, pine forests, patches of yellow wildflowers, and so many rice paddies you might think you're in Southeast Asia. Comporta has a kind of relaxed sophistication that has some describing it as "hippie chic." People wander barefoot along sandy tracks to the beach or meander on bicycles or in golf buggies. Local artisans sell trendy homemade crafts, like leather bags and hand-woven caftans. Yoga practitioners offer classes in open-air spaces. Due to factors of geography and history, there are few new-builds around here. Instead, old buildings are repurposed for modern uses. The effect is that Comporta looks much the same way it did 50 years ago… like some stylish, sandy outpost lost in time. This is where Comporta stands out, especially in comparison to the Algarve. As parts of the Algarve teeter toward over-commercialization, people are exploring new areas of this enchanting country. While it doesn't boast the same number of expats or amenities (yet), Comporta stands out at the top of its list, thanks to its virgin beaches, rugged landscape, and unique charm that mixes the traditional with the modern, the simplistic with the chic. First Runner-Up For the past few years, Mexico has been hot on the heels of Portugal in our overseas retirement indices, and 2022 is no exception. That's because Mexico makes a lot of sense for North Americans… Relocating here couldn't be any easier geography-wise. Heck, you can even pack up your house and drive it to Mexico with you in your car. Mexico offers a generous 180-day tourist visa, meaning you never actually have to apply for residency if you don't want to. And it's home to big, well-established expat communities across the country. For these reasons and more, the first runner-up in this year's index is Puerto Vallarta. Situated on Mexico's Pacific Coast, surrounded by the Sierra Madre mountains in scenic Banderas Bay, PV is a long-time favorite destination of retirees, spring-breakers, and, nowadays, digital nomads. Like Comporta, Puerto Vallarta ticks all the boxes—especially for American and Canadian retirees. It has an international airport with direct connections to the States and Canada; it has high-quality, affordable medical care with English-speaking doctors; and it has a vibrant culture highlighted by local festivals and an out-of-this-world culinary scene. If you love being on the water, this is the place for you. Many expats and retirees own boats and park them in the marinas in the bay. Whether it's sailing, snorkeling, whale watching, or simply walking along the beach, PV is a premier destination for ocean-lovers. It's also an all-around great lifestyle pick. It gets high marks across the board in the index but scores slightly lower than Comporta in terms of crime (Portugal is the third-safest country in the world—tough to compete with) and the ease of buying real estate as a foreigner (Portugal doesn't impose any restrictions while Mexico requires you to establish a fideicomiso in many cases). Second Runner-Up Belize is another of our longtime favorites and another compelling option for North Americans. It's the only country among the top five of our 2022 index with English as its official language. Belize, less than a three-hour flight from the United States, is almost as easy to get to as Mexico. It has one of the best retirement residency programs on Earth, and it taxes jurisdictionally, meaning you pay taxes only on locally sourced income. This year's index names Belize's Cayo District as its second runner-up. Located on the mainland in the western part of the country, Cayo is a frontier of rivers and rain forest. Here, the burdens and concerns of the rest of the world feel far away and unimportant. The region has long held a kind of mystique. Its rich history dates back thousands of years. Maya relics are embedded throughout the vast natural landscape and are an intrinsic part of what is today a burgeoning community. Over the past few years, this area has created an open-minded identity that celebrates healthy living, art, agriculture, environmental preservation, and diversity. Cayo hasn't been inundated with corporate developers or daiquiri-drinking tourists but has evolved gradually, allowing it an atmosphere that can't be contrived or created intentionally. The region encompasses some of the country's best opportunities for exploring rivers, caves, mountains, tropical forests, and wide-open spaces, including the Mountain Pine Ridge Forest Reserve, the Chiquibul Forest Reserve, and an expansive network of tributaries of the Mopan, Macal, and Belize Rivers. Cayo's cost of living is low, and English is widely spoken. Belize is a tax haven and offers easy residency. Cayo fell down slightly in the categories of health care and infrastructure, as neither are well-developed in this rural corner of Belize. The Best Places In The World To Retire Overseas In 2022 Which other destinations made it into our picks for the world's best places to spend time overseas in 2022? Following is the complete list, ranked in order from first to last and including the final grade we assigned each. Of all the places in the world to spend time overseas, these 15 are our top choices: Position Destination Final Grade 1. Comporta, Portugal A 2. Puerto Vallarta, Mexico A 3. Cayo, Belize  A- 4. Northern Cyprus  A- 5. Paris, France  A- 6. County Clare, Ireland  A- 7. Città Sant'Angelo, Italy  B+ 8. Salinas, Ecuador  B+ 9. Phuket, Thailand  B+  10. Las Terrenas, Dominican Republic  B+  11. Santa Marta, Colombia B  12. Kotor, Montenegro B  13. Tierras Altas, Panama B  14. Istria, Croatia B  15. Ubud (Bali), Indonesia  B- Sophia Titley Editor, Overseas Living Letter P.S. Where's the best place in the world for you to retire overseas? I don't have an answer for you… but I'd bet the 2022 Overseas Retirement Index might. Access to the full breadth of this year's 300-page index, including detailed score cards, monthly budgets, photos, videos, and infographics, is reserved for my Overseas Living Letter Subscribers. If you're not already an Overseas Living Letter Subscriber, you can become one here now in time to receive our 2022 Overseas Retirement Index with our compliments. Earn A US$139,753 Payout From The Health Food Market Experts estimate that the booming healthy snack food market will reach US$108 billion by 2027. Get on the right side of this booming niche, and you stand to profit handsomely... Live and Invest Overseas has negotiated a way in with a proven farm project that has already secured a contract with one of the largest distributors in the country... Add to that government-approved plans to export into Singapore, China, Hong Kong, and the Middle East—and this investment is set to go global. Now is the time to act. It's a 100% turn-key investment offering annual payouts, straight into your account, over a full 20 years… for a safe and diversified total US$139,753 payout. Go here for full details, while you can. TODAY As Sophia mentions, we've named Portugal as the world's best place to live or retire overseas for nine years running now! Like to come see for yourself why we say this country is so hard to beat? I'd love to show you. Come meet me and my entire on-the-ground team for our Live And Invest In Portugal Conference taking place April 20–22. The first 40 who register for this event attend as VIPs, taking advantage of special perks and discounts. These 40 places are filling in record time. Take a look here for all the details. MAILBAG "Kathleen, will your Kat Kalashian be at your upcoming Las Vegas conference? We'd love to meet her." --Steve V., United States We don't have a Las Vegas conference on our calendar this year. However, you could meet our In Focus: Europe Editor Kat Kalashian at our Live And Invest In Portugal Conference in April. I'm sure she'd love the chance to speak in person. Details for the program for our first in-person Portugal event in two years are here. *** "Kathleen, thank you so much for all the amazing information that you continuously provide for all of us regarding transplanting ourselves anywhere and everywhere." --Michelle S., United States *** "Kathleen, I love the idea of moving to Panama, but I have two dogs and a cat. I have read that it's complicated and expensive to ship them on a commercial airline. Do you have any alternative ideas for getting them to Panama? I have even considered moving to Mexico so I could drive with them. Any suggestions?" --Kristina L., United States You could drive with your pets to Panama, that drive is longer than the one to Mexico. Shipping your pets by air, on the other hand, can be straightforward. We've flown family dogs and cats to Panama, for example, without any problems. It's easier to relocate with pets if you use a pet relocation service. As you have two dogs and a cat you'd like to bring with you, a relocation service could be a big help. It will make the process completely painless and turn-key… but also, yes, much more expensive. Do the legwork and manage the logistics on your own, though, and the cost of shipping your pet shouldn't break the bank. More From Live and Invest Overseas

View Online

Thanks for reading Overseas Opportunity Letter, a free daily email service brought to you six days a week by Live and Invest Overseas publications. To learn more or to subscribe, see: https://www.liveandinvestoverseas.com Free Live and Invest Overseas Resources: Offshore Living Letter Overseas Property Alert In Focus: Belize In Focus: Panama In Focus: Europe Live and Invest Overseas Confidential More Live and Invest Overseas Resources: Overseas Living Letter Panama Letter Simon Letter Global Property Advisor International Health Insurance Report Residency Guide Overseas Living Unlimited All Access Pass Live and Invest Overseas is: Founder and President: Kathleen Peddicord Publisher: Harry Kalashian Chief Real Estate Editor and Offshore Living Letter Editor: Lief Simon Overseas Property Alert Editor: Con Murphy Latin America Correspondent: Lee Harrison Editor At Large: Kat Kalashian Intrepid Correspondent: Paul Terhorst Euro-Correspondent: Lucy Culpepper Our writers and contributors greatly value your comments, questions, and feedback, good and bad. If you have a particular area of expertise you'd like to share insights on, we'd love to hear from you. Reach us at: Editorial@liveandinvestoverseas.com. We welcome letters to the editor and do our best to respond to every reader email we receive. Please note that, if you would prefer that we not publish your letter to the editor, please indicate that in your email. Otherwise, please understand that we might choose to include your letter in one of our publications. Copyright © 2022 Live and Invest Overseas. All Rights Reserved. Protected by copyright laws of the United States and international treaties. If you have any questions or feedback, get in touch at CustomerService@liveandinvestoverseas.com. We sent this email to you because you or someone using your email address subscribed to this service. If you have not already done so, please whitelist Overseas Opportunity Letter. This will help us ensure you get every e-letter without interruption. Nothing in this e-letter or any communication with Live and Invest Overseas, its employees, or its agents may be construed as counsel on personal investments. Employees, the Principals, as well as Live and Invest Overseas may be invested in specific markets, companies, or real estate opportunities covered in the material. Live and Invest Overseas may also have marketing agreements and/or receive advertising fees, commissions, or other compensation from companies, developers, or individuals with investments, products, or services covered in our publications. You should always seek professional investment or legal advice and do your own due diligence, including the thorough review of any business plan, private placement memorandum, or offering material of any kind before investing or buying products or services covered in our publication. While Live and Invest Overseas does its own due diligence before writing about or recommending any investment, product, or service, you as our reader may not rely on this due diligence or substitute it for doing your own due diligence. Live and Invest Overseas is not responsible for the success or failure of any investment, the increase or decrease of any real estate purchase, or the successful fulfillment of any product or service about which we write. This newsletter may be used only pursuant to the subscription agreement, and any reproduction, copying, or distribution (or redistribution), electronic or otherwise (including on the worldwide web), in whole or in part, is strictly prohibited without the express written permission of the publisher, Live and Invest Overseas, Calle Alberto Navarro, Casa No. 45 (El Cangrejo), Panama, Republic of Panama.

You are currently subscribed to Live And Invest Overseas as: stevescott@techacq.com through the mailing list: "live-and-invest"
Please add (white-list) editorial@liveandinvestoverseas.com to your e-mail address book to ensure delivery.
Forward to a Friend	|	Subscribe	|	Too Many Emails?	|	Unsubscribe