Monday, May 23, 2022

Fwd: Top Picks For A New Dream Life South Of The Border



---------- Forwarded message ---------
From: Kat Kalashian <editorial@letters.liveandinvestoverseasconferences.com>
Date: Mon, May 23, 2022 at 1:08 PM
Subject: Top Picks For A New Dream Life South Of The Border
To: <stevescott@techacq.com>


The Best Places To Retire In Latin America
MAILBAG CALENDAR FURTHER READING
Top Picks For A New Dream Life South Of The Border

May 23, 2022
Paris, France

PLUS:
  • "We're Deciding Between Portugal And Mexico..."
  • "I Want To Move To Belize But My Wife Doesn't..."
"My parents didn't want to move to Florida, but they turned sixty and that's the law." -- Jerry Seinfeld


Picture Your Dream Life Overseas...



Does it include laid-back Caribbean beaches?

Or maybe a tranquil mountain hideaway...

Colonial cities bursting with culture...

Boutique vineyards...

These lifestyles are already a reality for millions of North Americans—and they're all enjoying it for a fraction of the cost back home.

This is the secret they're all using to live better for less money.
Live and Invest Overseas Conference Director
Kat Kalashian

Dear Live and Invest Overseas Confidential Reader,

I spent seven years living in Panama, the Hub of the Americas, and during those years, I got to know Latin America pretty well... Belize, Mexico, Paraguay, Ecuador, Colombia, Argentina, Nicaragua, Venezuela, Peru... I've seen a good portion of this part of the world and spent time working in each.

I moved to Europe in 2018, though, and I won't lie, Europe is my preference if I have to choose between the sides of the Atlantic...

But I've come to realize since moving that I miss Latin America more than I ever expected to. The easygoing cultures, the friendly people, the warm weather and all-year sunshine, the generally low cost of living, plus the natural beauty of this part of the world... it all adds up to some pretty incredible lifestyles south of the border...

But if you haven't spent years getting to know all of these unique countries in person, how do you figure out which might be your ideal new home overseas?

Let's take a quick tour of LIOS' top picks in this part of the world to help you get acquainted...

Mexico: Accessible, Affordable, And Familiar... Why Go Farther?

Mexico offers lots of options and opportunity for the expat. This is a big, extraordinarily diverse country that offers two long coasts, mountains, and colonial cities... not to mention Mayan ruins, jungle, rain forest, rivers, and lakes.

Mexico is the most accessible country in the region from the United States and Canada. Being in North America, this country is home to many American franchises, from McDonald's to Pet Depot and Walmart to Starbucks. Almost anything you buy in the States is also available in Mexico.

Mexico is the #1 overseas destination for North Americans, with more than a million expats calling it home. Mexico is home to the biggest established population of American expats in the world. Ajijic and Chapala are two of the world's biggest established communities of North American retirees overseas (though these aren't our top recommendations in the country).

And all these expats are enjoying a low cost of living at today's exchange rates, while new arrivals are getting some good property bargains.

Because of its close relationship and proximity to the United States, Mexico is, perhaps, your best choice if you seek an adventure overseas with all the comforts of home.


Belize: An English-Speaking Caribbean Paradise Less Than Three Hours From The United States

This is a tiny country, about the size of Massachusetts, with a population of just 350,000 people. The entire country is like a small town. Everyone here speaks English (it's the country's official language), but the population is incredibly diverse.

As the only English-speaking country in Central America, Belize has been attracting expats in the know from the U.K., Canada, and the United States for decades, famous for its white-sand Caribbean beaches and clear, unpolluted waters. Belize offers reef, ruins, rivers, and rain forest... plus easy residency and tax-free living.

This is one of the quirkiest places in the world. Belize City's roadways are built around a system of roundabouts (thanks to her British colonizers), but shops alongside them sell rice, beans, and tortillas still ground by hand.

Infrastructure is not Belize's strong suit. Belize only has three highways and they're two-way streets. Infrastructure in Belize is improving, but still very lacking and not like what you would find in the developed world. You also won't find any chains or franchises in Belize.

The common denominator among everyone finding his (or her) way to Belize's shores today—from scuba enthusiasts and eco-adventurers to missionaries and billionaire investors—is a desire for a simpler, freer, more private way of life. With everything going on in the world these days, Belize's back-to-basics lifestyle is almost irresistibly appealing.


The Dominican Republic: A Super-Affordable, Sand-Fringed Island Nation

Welcome to the Caribbean as it once was, priced as it used to be. The Dominican Republic offers you a rich, relaxing, and truly diverse lifestyle (even on a pensioner's budget). Plus, recent infrastructural developments mean it has never been safer or easier for foreign retirees and investors to stake their claims.

The final landing place in the New World for Christopher Columbus and his crew in 1493, today the Dominican Republic is a white-sand haven that is surrounded by warm turquoise waters and enjoys year-round sunshine. This affordable island paradise boasts not just beaches—both remote and resort—but also virgin jungle and mountain hideaways.

The Dominican Republic is the Caribbean but so much more, a melting pot with an eclectic population and a diverse history informed by Afro-Antillean, European, North American, and Latin cultures. This not-so-little island has a lot to offer and a long history of welcoming foreigners.


Nicaragua: Affordable And Home To The Oldest And Most Romantic City In The Americas

Nicaragua's story has been anything but dull these past 40+ years. Political unrest, civil war, economic disaster... then a renaissance. The Sandinistas were pushed aside, and the free market was given a chance.

During those sunny days, the tourists came, followed by the speculators, the property investors, and the retirees. Speculation turned to frenzy, and beachfront property prices were pushed up and up and up with seemingly no end in sight. Then came 2008. Nicaragua, like many markets worldwide, fell hard in its aftermath.

Now, this country is reemerging to retake her place among the most appealing bargain lifestyle and retirement choices in the world. Not only tourists, but property buyers, retirees, and foreign investors are beginning to find their way back to this country, as well.

This is the time to be looking at Nicaragua again. The dog days are history, tourists are pouring in at an all-time record rate, but prices remain low, both for living and for buying real estate.

Regardless your agenda—be it to live, to retire, to invest, or some combination thereof—Nicaragua is offering a great deal of opportunity that you should be paying attention to right now.


Panama: A Retirement And Business Haven With Still-Emerging Pockets Of Opportunity For Real Estate Investment

We've been making the case for Panama for over 20 years now, and we're more bullish on the opportunities and upsides on offer in the Hub of the Americas than ever before.

Panama could arguably be called the world's best offshore haven. There is no doubt that Panama has serious pluses for those looking for a country with a cheaper standard of living than the United States and Europe. Panama is blessed with beautiful islands, ample coastline beaches, mountain retreats, and colonial towns.

The people here are friendly, and, outside of Panama City, the atmosphere is generally quite laid back and easygoing. With a population of only 4 million, the country does not feel overly crowded.

If you are in the market right now for a place to live, retire, invest, or do business overseas, you're doing yourself a big disservice if you aren't looking closely at this little country.



Colombia: The Best Health Care In Latin America With Diverse Lifestyle Opportunities

For us and Colombia, it was love at first sight. Over the decade-plus since we first laid eyes on this beautiful country, we've become only more enchanted.

Shortly after Colombia first came onto our radar, we made a bold prediction... Colombia, specifically Medellín, we reported, would soon take its place on the short list of world's best places to live.

Back when we first made it, that prognostication created a stir. How could we be recommending that expats and retirees think about taking up residence in the land of Pablo Escobar?

Today we're no longer alone in referencing Colombia as a world's best destination. The New York Times, Travel + Leisure, Forbes, and others have made similar declarations.

As a result, Colombia as a top-tier choice for anyone considering launching a new life overseas isn't news. Colombia is enjoying the attention she deserves in this context.

Colombia lies where the Andes converge with the Pacific and the Caribbean, providing a dramatically beautiful country with two coasts and lots of geographic and cultural diversity along with strong regional identities. Colombia is considered the second most biodiverse country in the world after Brazil.

The U.S. dollar's historic strength against the Colombian peso is creating remarkable bargains. And, more than ever before, Colombia, specifically Medellín, qualifies as one of the best places on Earth today to establish your foothold overseas.




Ecuador: Vibrant Culture, Established Expat Communities, And Cheap Living Surrounded By Beautiful Nature

Ecuador is one of the most beautiful and diverse countries on the planet, boasting the Amazon Rain Forest, the Galapagos Islands, hundreds of miles of coastline, and the bucolic Andean central valleys. Thanks to this geographic diversity, Ecuador enjoys environmental "megadiversity," meaning it's home to an inordinate percentage of the planet's plant and wildlife species.

For those looking to retire abroad, Ecuador is not only aesthetically appealing but also a logically sound decision. If you want to talk about an affordable retirement lifestyle, you want to talk about Ecuador. Life may be simpler here than, say, the fast pace of the United States, but that does not mean you must give up certain comforts and amenities of home—quite the contrary.

Welcome to a place where your retirement will not be spent penny-pinching. Instead, you can enjoy a maid and gardener at your beautiful (and modestly priced) new home for as little as US$18 per day.

In recent years, Ecuador has topped the list of top retirement overseas havens. The benefits of relocating to Ecuador include beautiful nature, a pleasant climate, cheap cost of living, high-quality infrastructure, a thriving expat community, and friendly locals. Ecuador is easy for North Americans and Canadians to retire to because of its straightforward and cheap residency process and the fact Ecuador uses the U.S. dollar as its national currency.


Argentina: Live The Good Life In The Wine Country, With A Low Cost Of Living And Excellent Health Care

Argentina is a captivating country that is both Latin American and European in culture and lifestyle, where the New and the Old Worlds blend harmoniously.

A destination that has welcomed immigrants and expats since the mid-1800s, much of the population in Argentina claims Italian or Spanish heritage or both. The connections are clear when you walk the streets of Buenos Aires. Everywhere are pasta and pizza shops, and Spanish is spoken with a noticeable Italian inflection.

However, to know Argentina's economy is to know one of the world's biggest dramas. The country is up and then it is down, with flashes of stability bridging the time between the last rise and next big tumble.

In late 2001, the Argentines removed the peg between their peso and the U.S. dollar, and the crisis situation opened a window of opportunity during which savvy investors, led by our editors, bought primo Buenos Aires apartments for a fraction of the former value...

In terms of lifestyle options, Argentina includes a world-class city, Buenos Aires, of 14 million people. In the interior, expats enjoy life among the vines in the Mendoza region, colonial Córdoba and the surrounding mountains, Salta, and other provinces.


Kat Kalashian
Editor, LIOS Confidential

P.S. Latin America is a vast and diverse part of the world... and the overview shared today barely scratches the surface of everything you'd want to know before making any decisions about your future dream home.

With Pacific and Atlantic coasts... mountain ranges and lakes... Caribbean beaches and countryside... dozens and dozens of authentic Spanish-colonial cities... and countless living options within each country... it could take you a lifetime to become familiar with this enormous region.

You can live in a well-established expat community... or in a 100% local neighborhood... a small village... or totally off on your own. On the water, you can live in anything from a modern high-rise condo to a small single home on a remote stretch of beach.

Finding the perfect home in Latin America could take years of exploration...

But if your time is limited, or if you simply want to save money and hassle, then there's a better answer... one that will get you on your way immediately...

Join our team online in August for our first-ever Live And Invest In Latin America Virtual Conference—an action-packed, three-day event that will make all of Latin America's many choices manageable.

Think of this as your fast-track 101 course...

This is the surest way to save time and money, while avoiding the mistakes and oversights that lead to hassle and stress (our on-the-ground team of expats has plenty of entertaining tales to share)...

Go here now to join us virtually to learn everything you need to know for a successful move south of the border.

From there, you've just got to buy a ticket and hop on a plane to see it for yourself...


These Under-Tapped Opportunities Put Money In Your
Pocket (Even While You Sleep)...



Owning cash flow assets is the key to never worrying about your nest egg...

But you must diversify.

The good news is that you don't need a fortune...

The average person can make money from both cash flow and appreciation—while owning pieces of paradise around the world...

Here are the world's best cash flow opportunities right now.
From The Mailbag

"Kat, we participated in your recent Portugal conference and are currently attending the Mexico conference.

"We are of two minds as to which country to go and live in!

"Would it be possible for us to access the Portugal information again to help with our decision-making?"

--Mary Anne B., Spain

Mexico versus Portugal! What fun.

Yes, of course. Every conference attendee has forever access to the recordings of every presentation from that event. A member of our Customer Service team will be in touch to provide access to the library of Portugal recordings.

Good luck with your big decision.

***

"I cannot convince my wife of 58 years that investing in a place like Belize is a good idea. She thinks we are too old, and she is probably right."

--Lawrence K., United States

Personally, I don't think there's any age limit on moving overseas...

You must assess your personal situation, of course. But we've known 90-somethings who have taken off, as they've told us, for one final adventure... and regretted only that they didn't make the move sooner.

In particular, we've known several 80- and 90-somethings who've chosen Belize. It can be a good choice at any age for many reasons, including the fact that the language is English.

Try to convince your wife to take a holiday with you to try the idea on for size...

Good luck!


Join Us For Upcoming
Live And Invest Overseas Events
Global Property Virtual Summit
June 14–17, 2022

Real estate is on sale—but where should you be buying?

Beach houses under US$100,000, big-city condos under US$200,000...

Property abroad is simply a better value than back home.

The catch? It requires more work and more know-how to do it right...

It takes experience, boots on the ground, and more math than most people are comfortable with. But that's why you're a Live And Invest Overseas reader...

Whatever your budget... whatever your dream location... whatever your investment goals...

We've got you covered at our Global Property Virtual Summit this June.

Act today to get live access to all four days of education, Q&A, and attendee-only deals...

Learn more now and save your virtual seat while the 30%-off Early Bird Discount is in effect, here.

Full Details Register Now
Qualify For The Biggest Discounts By Getting On The "First-Alert List"

As we work to finalize the details for events coming in 2022, now's the time to get your name on the First-Alert list for those that grab your interest. This guarantees that you're among the first to get the details of the events as we confirm them—and you're in line for the best discounts (including first dibs on a complimentary VIP seat). Note: There's no obligation required from you.

Right now, you are welcome to add your details to the list for the Access Thailand Workshop, the Access The Dominican Republic Workshop, and the brand-new Live And Invest In Latin America Virtual Conference, and we'll keep you posted.

More Events

The Top 5 Real Estate Markets In 2022 | LIOS Podcast



Our real estate scout Con Murphy sits down with Editor-at-Large Kat Kalashian to reveal the top real estate markets in 2022.

Here are the 4 places you should think of investing in property this year.
Further Reading

05.16.2022
How To Invest In Property 101: The Pitfalls You Should Avoid
5 Mistakes That Will Ruin Your Overseas Property Investment
05.09.2022
These Two Charts Reveal One Of The World's Most Affordable Places To Retire Overseas
Top 10 Reasons To Buy Property In Mexico Today
05.02.2022
Gas Up And Retire Abroad—No Plane Ticket Needed
3 Popular Seaside Towns In Mexico Within Driving Distance Of The States
04.11.2022
What Makes You Miserable? Start Your Overseas Adventure There
Take Your Pick: Custom-Tailor Your New Life Overseas




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Nothing in this e-letter or any communication with Live and Invest Overseas, its employees, or its agents may be construed as counsel on personal investments. Employees, the Principals, as well as Live and Invest Overseas may be invested in specific markets, companies, or real estate opportunities covered in the material. Live and Invest Overseas may also have marketing agreements and/or receive advertising fees, commissions, or other compensation from companies, developers, or individuals with investments, products, or services covered in our publications.

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Friday, May 20, 2022

Fwd: Housing Bust 2.0?



---------- Forwarded message ---------
From: Altucher Confidential <AltucherConfidential@email.threefounderspublishing.com>
Date: Fri, May 20, 2022 at 2:30 PM
Subject: Housing Bust 2.0?
To: Steve Scott <stevescott@techacq.com>


Is the Fed crashing the housing market... again?

May 20, 2022

UNSUBSCRIBE | WEBSITE

Altucher Confidential

It's come to our attention that you might be missing out on extra benefits exclusively for Altucher Confidential subscribers. Check out our website where you can find archives, updates, and everything else included in your subscription. You can access it by clicking here now.

"We are entering into a new economic environment, one we will not recognize. The old rules will not apply. We'll see and experience things as never before."

HERO IMAGE

Housing Bust 2.0?

By Chris Campbell

Urgent Weekend Message From New England

Read more here...

With markets in turmoil I've been extremely busy doing interviews and strategic consulting.

But there is something I haven't said on TV regarding this crisis. Something I am reserving for newsletter subscribers like you.

And it's extremely urgent.

I was able to get a moment on my computer and record this message over Zoom that I'd like you to watch immediately.

Click here right now to watch, or click the play button.

Is the Fed crashing the housing market… again?

According to colleague Jeffrey Tucker, the answer is obvious: yes.

We invited him to lay out his case below -- and show how he believes it could all play out.

Before we go there…

Another colleague, Jim Rickards, just "broke rank" with the Washington elite and released a pretty shocking video.

It contains a 153 stock "kill list." If you own any, says Rickards, "Sell these stocks immediately, today if possible."

If Jim's right about this list, I doubt anyone on Wall Street would want you to see this.

That's why I'm sharing it here today.

Because come tomorrow morning it could already be too late.

Click here to see Jim's message now.

And read on.



The Fed Is Crashing Housing, Again
Jeffrey Tucker

Back in 2007, the driving ethos was that the housing market could never, under any circumstances go down in total. Prices are entirely local and determined by supply and demand. This is why so many top minds in that year were very hard core: there is no bubble. All fundamentals are strong, they said.

Then of course, everything fell apart, dragging financials down too. From which one might assume that we would learn. If the liabilities are bundled without regard to risk profiles, and traded as securities, then the housing market also becomes as vulnerable as any paper financial product. These days, however, it seems like this lesson wasn't a lesson at all.

The Buyer of Last Resort

After the epic crash, the Fed became the buyer and holder of trillions in refuse from the calamity. It has worked for a decade to clean up its balance sheet but never really succeeded for fear of causing recession. In February 2020, the Fed owned $1.4 trillion in mortgage-backed securities. It had every intention of dumping these out of its portfolio, thus dialing market liquidity it was providing to market.

Then suddenly, the great virus arrived and Congress went wild with spending. Next thing you know, the Fed's portfolio of mortgage-backed securities ballooned to $2.7 trillion. They had gone shopping, paying with newly printed money. Wonder of wonders, the housing boom started all over again. It was history on repeat.

Here we are, two years later, with a vastly more complicated problem. Inflation is soaring due mainly to the trillions in hot money dumped all over the country to subsidize lockdowns. Supply chain breakages make that worse. The forced recession of March and April 2020 never really went away. All that has changed is the ability of the federal government to cover it up. Now the numbers are starting to reflect reality, and a recession is upon us.

In the middle of this mix of inflation plus recession, we could experience something new: a housing demand-based bust in the middle of a period of high inflation! Thirty-year rates rose above 5% in April for the first time in ten years. Here is a ten year chart.

CHART

This small change (there is nothing at all unreasonable about 5% in 30 years) has caused a huge and sudden change in mortgage applications and the drive to build more and more.

Here is the same chart in the context of 1970 to the present. If we really are going back to the 1970s, there is a long way to go before reaching a historically justified equilibrium.

CHART

Mortgage applications have already declined 12%. They are 15% lower than the same time last year. Keep in mind, too, that housing prices are up 20% year-over-year, which makes small changes in the rate extremely meaningful for financial decisions.

Let's say there is a housing bust, even a dramatic one. How does that play out in an environment of very high inflation for everything else? It all depends on how one weighs the housing sector in the construction of the index. It could drag it down for sure but not eliminate it.

In any case, we are nowhere near that point: housing plus utilities inflation is right now still running 12.1%. It's likely that the next housing bust will take a different form: dramatically declining demand in the context of ever higher prices.

Urgent From James Altucher!

Click here for more...Hey, it's James Altucher.

I just announced a massive new change to Altucher's Investment Network, and as one of my readers I wanted to make sure you know what's going on.

Click here now to see my urgent announcement.

Housing: The Paradigmatic Case

It's been so long since we've experienced "stagflation" that we've lost a picture of what it feels like. Normally, a depressed economic environment comes with lower prices. Higher prices we've tended to associate with economic booms sector by sector. We almost cannot conceptualize an environment that is at once deeply depressed, with limited demand and productivity, plus rising prices.

We can see how this plays itself out in the housing market. Let's say that mortgage demand continues to fall dramatically. People choose to rent, or stay put, or otherwise stay out based on their risk aversion in the face of the high costs of financing at the high costs of the asset itself. The large companies that have been buying in lots also pull back. At the very same time, prices are still rising.

What is going on here? And how is this possible? Here is the core of the answer that these days people seem unwilling to accept: the dollar is being systematically devalued. This happens regardless of the supply and demand for goods and services. The phenomenon is entirely traceable to a different form of supply and demand: for money itself.

It is too easy to forget that money is a good, like anything else and subject to economic laws. We are being prompted daily to remember this, but we've lived so long in a relatively price-stable environment that people have a hard time understanding this.

For most of our lives, money has seemed like a neutral thing, something to use for calculation and exchange and nothing more. Now it has taken on a life of its own, moving down in value regardless of changes in the demand for goods and services.

In short: this housing bust will not look like the last one. It will be an industry depression, plus inflation. That's enough to really play with one's mind. The root cause, however, will be the same: expansionary monetary policy from the Fed enacted to stop the market from responding properly to the conditions of reality.

Money Finds a Home

While we've yet to see any real softening in the pace of increases in housing prices, and may not at all, the real action has shifted over the last month, from housing to transportation. If you have booked a plane ticket recently, you know this. Transportation costs in general, including the gas you put in your car, are rising 20.5% right now. That's the fastest sector in the index that is still rising 11.6%.

And by the way, while the overall index dropped in its rate of increase last month, that direction of change has stalled. It is now rising again. Here is the one-month rate of change:

CHART

We are entering into a new economic environment, one we will not recognize. The old rules will not apply. We'll see and experience things as never before. They will be extremely disorienting. And vast swaths of the population will not know enough to understand what is to blame. That's exactly what the Fed wants. These people will hide as long as possible.

Regards,

Chris Campbell

Jeffrey Tucker
For Altucher Confidential

Stunning New Prediction for 2022

You're going to want to see this — America's #1 futurist just came out with a stunning new prediction for what could happen in 2022.

And surprise, it's got nothing to do with Trump. Or trade wars. Or the ongoing gyrations on Wall Street.

In fact, this could be your one chance to ignore all that upsetting "fake news"… and get back to the business of getting exceedingly rich instead.

It's all in the forecast you'll find at this link — click now.

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